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The Tax-Smart Edge for Modern Investors

CGai is the missing piece in your investing strategy, helping you keep more of what you’ve earned - potentially thousands of dollars every year. The CGai app brings the tax strategies used by elite funds to your smartphone, simplified and built for investors like you. 

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$1,750

Total tax savings

The CGai advantage

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Keep more of your investment gains

From newbies to seasoned investors, we help you reduce your capital gain taxes

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Continue to guide your investment strategy

Your existing portfolio becomes tax-smart as-is,
no transfers required

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Stay focused on the big picture, not the chores

CGai tracks Tax Lots, Wash Sale periods, and related details

Security

  • CGai gets a read-only copy of your positions from your broker.

  • The app cannot trade and cannot move cash. It's not a broker, not a bank.

  • You authorize your broker to give CGai this information through direct interaction and authentication with your broker. CGai never sees your credentials.

  • Data communication is over Mastercard Inc. infrastructure. You benefit from bank-level security.

  • Disconnect a brokerage account any time with just a few clicks.

  • Purge your CGai account and all its broker connections with a single click. 

How CGai works

STEP #1: SYNC YOUR BROKER ACCOUNTS

  • No Money Moves: We are not a money manager or an ETF. You keep trading exactly as you do now.

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  • Read-Only Access: Your broker gives us copies of positions and transactions in accounts you authorize them to share with us. We cannot change anything.

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  • Zero Password Sharing: You authenticate directly with your broker. We never see your login credentials.

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STEP #2: ASSESS THE SITUATION

  • Aggregated Real-Time View: CGai aggregates your current-year capital gains/losses across all brokerage accounts and calculates the tax impact.

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  • No More April Surprises: Don't wait until tax season next year to find out what happened. Know today where you stand so you can trade accordingly.

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  • See Your True Net Profits: CGai shows you the tax effect of your market gain so you can plan ahead. The $4,853 gain shown here costs this investor $1,615 in tax.

STEP #3: OPTIMIZE YOUR PORTFOLIO

  • Timely Tax-Saving Alerts: CGai continuously analyzes your holdings to find tax-loss harvesting opportunities  that drive down your tax bill.

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  • Step-by-Step Trade Blueprints: No guesswork required. We give you precise, ready-to-execute instructions on exactly what to buy or sell to unlock your offsets.

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  • You Have Final Say: The grunt work is automated, but you stay in control. Review the trade idea and, if you like it, execute the trade in your broker app.

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YOUR CPA WILL BE IMPRESSED

  • Continuous Portfolio Guard: CGai monitors your portfolio and the markets year-round, notifying you when tax-optimization opportunities open up.

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  • The Ultimate Safety Net: If your stock pick is right, we make you more right by keeping taxes from eating your returns. If it’s wrong, we make you less wrong by using that loss to slash your tax bill.

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  • Proactive Year-Round Strategy: Instead of scrambling at the end of the year to find losses, you are optimizing your portfolio continuously through the year.

Pricing & Availability

CapitalGain.AI is currently free while we obtain necessary industry licenses.

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Once the service is licensed, it will have a free tier, a starter tier at $14.99/month and an expert tier at $24.99/month.

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CapitalGain.AI is available to US citizens 18+ years old.

Brokers you can connect today

Vanguard

Schwab

Fidelity

Robinhood

JP Morgan Chase

E*Trade (Morgan Stanley)

Merrill Edge (Bank of America)

Citibank

Wells Fargo

Many more...​

Coming soon

Webull

Interactive Brokers

Coinbase

Kraken

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